Four Money Management Tips For Small Business

Four Money Management Tips For Small Business

4 Money Management Tips For Small Business

If you’re a business owner, you’re probably already aware that the key to business success is not solely driven by the number of customers you get on board, but also the way you manage your finances. Whilst instant payday loans are available in a personal financial emergency, money management for small businesses is paramount in order to create and maintain a healthy company. From creating a detailed cash flow budget and managing the credit you’re extending to your customers, to seeking ways to reduce various expenses, explore the best money management tips for small business below.

  1. Create A Cash Flow Budget

The first money management tip for small business is to create a cash flow budget. After all, cash flow is the fuel that keeps a business running. By creating a cash flow budget, you can ensure that you can comfortably pay all off your business expenses, and it allows you to proactively manage your income and your expenses. This will help ensure your company isn’t forced to run on empty at any point. By keeping your cash flow budget up-to-date you can have peace of mind that you will not run into a financial emergency you can’t handle.

  1. Manage The Credit You’re Extending To Your Customers

There are several different ways to improve how you manage your income, and establishing effective credit policies is a key part of successful cash flow management. Another option is to consider how you can encourage clients to pay more quickly, but most importantly, on time. Offering discounts for early payments or charging interest on accounts that are overdue are just two ways to encourage customers to pay on time. Whilst interest and overdue charges may become a source of income for your business, it’s crucial to establish a certain level of due diligence, regardless of your businesses financial needs.

  1. Reduce Expenses

Though businesses look for the best offers, there are often a number of ways they can cut back on spending. The cost of promotional materials, for example, can easily be reduced without compromising quality and impact. Other ways businesses can reduce their expenses is to hire temporary, contract or part-time help before committing to yet another full-time member of staff. Additional ways to cut business costs is to modernise marketing efforts, focus on quality and harness new technologies.

  1. Hire A Chief Financial Officer

Managing money yourself can be difficult, especially if you’re running a small business that has recently opened its doors to customers. With several factors to consider, it’s easy for things to be forgotten. Luckily, a Chief Financial Officer can help you manage your finances and even take on the tedious tasks of tracking your businesses’ finances for you. This will help ensure you’re aware of areas where you cash flow requires additional attention in order to avoid a financial emergency and plan for business success.

Your business may be focused on creating ground breaking products, but if you are unable to pay your bills, you may be out of business sooner than you had hoped. By managing your money wisely or hiring a Chief Financial Officer to do it for you if you need help, you can have confidence that your business will succeed, benefiting not only your customers and employees, but you too.

Check Cashing

We Cash All Types of Checks

1% Check Cashing - Cash Lady Image1% Checks Cashed 1% offers the lowest rates on check cashing.  We offer check cashing for all of the following:

  • Paychecks
  • Insurance Payments
  • Money Orders
  • Personal Checks
  • Tax Refunds
  • Business Checks
  • Settlement Receipts
  • Inheritance Payments
  • Or, even Lottery Winnings!

For all your check cashing needs we’re the only one you should turn to.  We’ve been serving the Glendale area for over a decade and have no intentions to stop.  With the lowest rates that you’re going to find in the Greater Phoenix area, we can cash any check that you might have without even making a dent in the total check amount.

We’re also cashing economic stimulus checks at the same low rates we cash other checks!  Come in and cash your stimulus check now.

The LOWEST Rates Anywhere

Our rates are incredibly low to better serve our customers.  We charge 1% plus $1.00 for our cashing services which is practically free as far as we’re concerned! So long as you have valid ID, the rate is always the same. Typically, we need a valid ID to cash most checks however we can certainly make exceptions and substitute other kinds of documents to get you the cash that you need.  There’s no limit on the amount of a check that we’ll cash, anywhere from $100 to $100,000, just stop on in and we’ll take care of you!  We can work with any and all situations, any and all kinds of checks, and any and all kinds of people.  If you need to get your check cashed, we’ll happily provide the services that many other lenders are simply afraid to, just give us a call or come visit us in person!

We also don’t charge more even if you have extenuating circumstances.  No matter what kind of situation might be wrapped around your legal document, we can still help you in most situations.  When other cashing businesses will simply turn you away due to not having appropriate identification or something of the sort, our Glendale location simply will not.  We’re here to get you the fast cash you need without having to wait , so reach out to us today and we can get you that cash the exact same day.

Visit Our Location TODAY

If you are a new customer, or an old customer, we welcome you to our store. Always the same rate, always the lowest rate. 1% Checks Cashed 1% – the name to know when you need your cash and you need it fast.

Our location is in Glendale at:

5270 N. 59th Ave. Ste 5,

Glendale, Arizona 85301


Visit today, we’re always happy to help, and we can help you get the immediate cash you need in minutes!

Auto Title Loans

An auto title loan generally provides a good short term solution to a financial need. It is far less expensive than a payday loan, and it offers much more flexible re-payment terms. Unlike other types of loans, auto title loans, car title or pink slip loans allow you to utilize the title of the vehicle you already own to secure the cash you need.

1% Checks Cashed 1% does not make auto title loans directly, but we can help you to get an auto title loan from one of the nine locations of our partnered company, Phoenix Title Loans. We can provide you with an application, and explain to you the process involved in getting an auto title loan.

If you have a current auto title loan, we can review your current loan terms and compare them to the terms available on auto title loans from Phoenix Title Loans.

Bad credit, slow credit or even no credit is no problem when you come to Phoenix Title Loans for your short term cash solutions. We are prepared to offer you a cash auto title loan from $100 to $100,000 regardless of your credit history.

Phoenix Title Loans LLC

Phoenix Title Loans has locations in Phoenix, Tempe, Mesa, Scottsdale, Chandler, and Avondale, Arizona.



Sigue Money Transfer

  •  Cash Transfer (Pick Up)

You can walk in to any of our agent locations in your neighbourhood and deposit money in your local currency to be sent to a beneficiary in any country in our network. The beneficiary can walk in to any of our agent locations in his or her neighbourhood and pick up the money by quoting the confidential transaction number you provide the beneficiary and by showing proof of identification. Money can be picked up in the local currency or in US dollars.

  • Cash Transfer (Home Delivery)

This is similar to Cash Transfer (Pick Up), except that instead of going to an agent location, the cash will be delivered to the beneficiary’s home.

  • Account Deposit

In this product, the money transferred will be deposited directly into the beneficiary’s account based on the bank and account number provided at the time of creating the transaction. These products are complemented by the following services:

  • SMS Alert to Beneficiary

The beneficiary will receive an SMS alert when the money is ready to be collected or has been deposited into a bank account. The beneficiary’s mobile number must be provided to avail of this service.

  • Email Alert to Receiver

The beneficiary will receive an email alert when the money is ready to be collected or has been deposited into a bank account. The beneficiary’s email id must be provided to avail of this service.

  • SMS Confirmation to Sender

The sender will receive an SMS alert when the beneficiary has collected the money or when the money has been credited to the beneficiary’s bank account. The sender’s mobile number must be provided to avail of this service.

  • Email Confirmation to Sender

The sender will receive an email alert when the beneficiary has collected the money or when the money has been credited to the beneficiary’s bank account. The sender’s email id must be provided to avail of this service.

  • Printed Message to Receiver

The sender can ask for a short message (upto 140 characters) to be printed on the receipt that is generated for the beneficiary when he or she collects the money. This can be a greeting message or a short informational message. These messages are not confidential and will be viewable by the agent at the payout location.


*All products and services may not be available in all countries or may periodically be discontinued for certain countries subject to laws and regulations in those countries. Please check with your local agent for product and service availability.


1% Checks Cashed 1% offers more than just check cashing services. We also do Sigue Money Transfers. We are an Authorized Bill Payment Agent for Arizona Public Service and Southwest Gas. We take bill payments for over 100 different companies and process them electronically through CheckfreePay which means that your bill gets paid faster.

We are also an authorized agent for the Netspend Pre-Paid Visa and Mastercards. These cards offer you the convenience of a credit card without the hassle of a credit check and all those expensive fees. Check out our selection of Netspend cards today – we have one that fits your needs.

If you drive a cab, 1% Checks Cashed 1% is an authorized pay station for TaxiPass. TaxiPass is a great solution which allows taxi drivers to accept credit cards without the expense of having a credit card terminal in their cab. We sell Taxipass books and can pay out TaxiPass vouchers.

1% Checks Cashed 1% also stocks significant quantities of $1.00 coins. If you happen to need a box or two of coins for a gift or for any other reason, we’re your coin source. We have a direct link to the US Mint which puts new releases of these coins in our hands every 2 weeks. We are happy to sell you a roll of coins or an entire box. We have the cash or the coins – it’s your call.

Check Cashing Location

1% Checks Cashed 1% is the check cashing expert in town. We have the lowest fees at our convenient check cashing location in Glendale to help serve you better. If you have a payroll, personal, social security, insurance, income tax refund, or another type of check that you need to cash, please stop by our Glendale check cashing location.

Glendale 1% Checks Cashed 1%
5270 N. 59th Avenue, #5
Glendale, AZ 85301-6763
(623) 842-2610